A deed is the document that transfers ownership of real estate — but not all deeds offer the same protections. Knowing the difference matters.
When property changes hands in Florida, the transfer is accomplished by a deed. The type of deed used determines what assurances, if any, the seller is giving the buyer about the title being conveyed.
Warranty deed
A general warranty deed offers the greatest protection to a buyer. The seller guarantees that they hold clear title and will defend against claims arising at any time in the property's history. This is common in traditional sales.
Special (limited) warranty deed
A special warranty deed warrants only that no title problems arose during the time the seller owned the property — not before. It is often used in commercial transactions and sales by entities.
Quitclaim deed
A quitclaim deed transfers whatever interest the grantor has, with no warranties at all. It is frequently used between family members, to add or remove a spouse, or to clear up minor title issues — but it offers a buyer little protection.
Lady bird (enhanced life estate) deed
A lady bird deed lets an owner keep control of property during life — including the right to sell it — while naming who will receive it at death, often avoiding probate. It is a useful planning tool in the right circumstances.
Choosing the right deed is important. Hill & Hill prepares and records deeds with careful attention to your goals and your title.